SmartPay Rewards

Save on gas daily while earning tasty rewards with SmartPay

SmartPay Rewards is a money-saving companion for frequent Cumberland Farms and Fastrac visitors, turning routine fuel stops into a steady stream of discounts and perks. Its headline benefit is simple and compelling: link a checking account and you’ll consistently save 10¢ per gallon every time you purchase gas at participating locations.

The app goes beyond fuel discounts by acting as a full-featured payment and loyalty hub. You can pay at the pump or inside the store with your phone, automatically earning progress toward free items. Breakfast sandwich, pizza, and fountain/frozen drink “clubs” follow a straightforward “buy 10, get 1 free” structure, which makes it easy to understand how close you are to your next reward. The interface clearly surfaces your current rewards, club status, and transaction history, so you always know what you’re earning.

SmartPay Rewards also doubles as a store locator, letting you quickly find nearby Cumberland Farms or Fastrac sites, check opening hours, and see amenities before heading out. Little touches such as a free birthday treat and optional age-restricted offers add extra value, especially for regular customers.

There are a few caveats. The program is only useful if you live or travel where Cumberland Farms or Fastrac stores are common, and the requirement to link a checking account may put off more privacy-conscious users. Occasional hiccups with location detection or payment authorization can also be frustrating at busy pumps.

Still, if you’re already filling up at these chains, SmartPay Rewards can translate everyday habits into tangible savings, making it an easy recommendation for drivers who want to shave a bit off each gallon while picking up free snacks along the way.